Contributor: Kenneth G. Anspach

Business Title: Principal

Contact Information:
Anspach & Associates
111 West Washington Street
Suite 1435
Chicago, Illinois, 60602
Phone: 312 407 7888
Email: kanspach@primenet.com

Biography: Kenneth G. Anspach has an established law practice in the City of Chicago concentrating in environmental, commercial, banking and corporate law and civil litigation. His firm combines these concentrations in a unique manner providing a wide variety of environmental and commercial legal services to business, banking and industry. He is currently the Chair of the Environmental Group of the Union League Club of Chicago and the former Chair of the Civil Practice Committee, Chicago Bar Association. He previously held the positions of hearing Officer for the Illinois Pollution Control Board and Illinois Assistant Attorney General in the Environ mental control division. He has authored numerous articles in his field of practice and a book entitled Environmental Law and Insurance, published by the West Group. 

Title of Presentation: Insurance Coverage for Environmental Liabilities

Author: Kenneth G. Anspach

Key Words: Insurance, Coverage, Environmental, Liabilities

Abstract: Mr. Anspach is pleased to have this opportunity to speak with members of CHMM regarding insurance coverage for environmental liabilities. He will be discussing certain developing issues involved in disputes between policyholders and their insurers. These issues include:

  • how to defend against an assertion of late notice by the insurers,
  • whether the so-called "absolute pollution exclusion" is absolute,
  • whether the insurers have a duty to pay for the costs of the remedial investigation in the context of their duty to defend,
  • what is the scope of the insurers’ duty to defend where there are both covered and non-covered claims against the insured, and
  • does the insured have the right to choose from a number of vering insurers which insurer will defend it.